“I hope they restocked the snacks in the break room at work”
KickFacemouth on
Yeah, I’ve been so broke before that I had sleep for dinner.
EasyDay7889 on
and they will call you “Lazy” for not working hard enough.
NetherReign on
In the business, we call that “Eaten some sleep”
MattDaaaaaaaaamon on
If you aren’t using your company’s 401K and investing even a little bit, very early, then you are losing out on potentially millions when you are ready for retirement. I firmly believe everyone can save something. Pay yourself first.
KeyboardSmash9000 on
meanwhile my retirement plan is just hoping something changes drastically in the next 40 years.
the_sneaky_sloth on
If you are experiencing that you are probably eligible for some food bank type program.
richempire on
“If I go to sleep now, then I’ll only just wake up three hours from now just like always”
chriscroston_ on
User error
KazarakiMok on
Anyone that can make a bottle of sleep is an instant trillionaire
Mykmyk on
Me at 25: I need to save I will not have any disposable income before I have some savings and contribute at least 2% to a Roth IRA.
Today’s 25 y/o: look at mr charmed life : btw here is a pic of the sleeve work I’m having done before I go to bed early so I can skip dinner.
Specific_Implement_8 on
“Maybe I should volunteer an extra shift at work so I can have a free staff meal”
TNT3149_ on
More like, 401k Or 40K???
brrrrrrrrr_rrrrrrrrt on
If your company does a 401k match do what they will match. Put the rest of the money you want to save long term in either an Roth IRA (pay taxes on the way in, get the rest of the money out) or an IRA (money you pull out of here gets taxed on the way out.
I do the Roth IRA, but it really depends on whether you think tax rates will be higher or lower in the future is what my professor told me. I think they’ll be higher, so Roth for me.
Both kinds of IRA have a yearly contribution limit (max of $7000 in my case) depending on your age, and if you pull money out before you’re around 60 you lose some.
Hope this helps anyone who took the time to read it.
Both_Painter_9186 on
Unless you’re like, *actually* starving and homeless, you need to be putting away for retirement. At least the employer match. Otherwise you’re robbing from future you. Don’t be in your 40s looking back at your 20s like “dude I was a moron and now I have to save way more to catch up.” The time in the market is your best friend. $1 put in at 25 is $8 at 65 accounting for inflation and taxes.
Desperate_Guava4526 on
Goddd enough with this generational self pity you guys are why Boomers all make fun of us. Not saying things are great right now but almost everyone my age is dumb as hell with money and even with their blessings like brand new modernized cars their parents bought for them and the endless money they spend on DoorDash and fast food it’s hard to feel sorry for anyone who isn’t even fucking trying to save or invest. Life sucks, being an adult sucks, every generation has had a unique problem being a young adult deal with it and be thankful you’re not drafted to chemical warfare and are born in statistically the safest and wealthiest time period.
Exciting_couple77 on
Lol BS. I struggled at 25, my patents struggled att 25 and so did thiers. BS myth that everyone before this decade had thier shit together. Edit because im stoned and camt spell
The_Machine80 on
So not true cause my kids in there 20s are investing now cause I taught them well. While its not alot its a great start.
maryleveling on
my retirement plan is vibes and hoping for the best
CrimsonLantern76 on
Millennials:
StatementSensitive17 on
The guy complaining about being hungry should be holding an empty Starbucks cup, wearing Gucci clothes, standing in front of a 2026 he’s financing at like 20% APR.
The investing couple is wearing 2nd hand/Walmart clothes, eating a frozen dinner, driving their “new” used car that they saved and paid cash for after taking the bus for years.
United_Date6406 on
😂😂😂😂😂😂😂why is this so funny
handsomeboionly on
Omg same sometimes I realize I forgot to take medication in the evening so I save it for tomorrow. So it takes longer before I have to buy more meds.
No_Chip5069 on
This is reality bro respect parents and save some money 🤑
Priyotosh1234 on
Problem is sometimes you can’t fall asleep with an empty stomach.
Altruistic_Bag9820 on
he who sleeps does not eat!
Big-Lawfulness-4438 on
Dosing HHCP and HHC on a somewhat daily basis, although since Saturday, it’s been consistently daily. Gonna have to start buying both in bulk online now because Tennessee wants to outlaw them altogether.
The point is that both of those cannabinoids have made it much easier for my autistic ass to relax and sleep. I also don’t care about eating much lately. I have no idea if this is actually divine intervention or the drugs.
30 Comments
😂🤣
“I hope they restocked the snacks in the break room at work”
Yeah, I’ve been so broke before that I had sleep for dinner.
and they will call you “Lazy” for not working hard enough.
In the business, we call that “Eaten some sleep”
If you aren’t using your company’s 401K and investing even a little bit, very early, then you are losing out on potentially millions when you are ready for retirement. I firmly believe everyone can save something. Pay yourself first.
meanwhile my retirement plan is just hoping something changes drastically in the next 40 years.
If you are experiencing that you are probably eligible for some food bank type program.
“If I go to sleep now, then I’ll only just wake up three hours from now just like always”
User error
Anyone that can make a bottle of sleep is an instant trillionaire
Me at 25: I need to save I will not have any disposable income before I have some savings and contribute at least 2% to a Roth IRA.
Today’s 25 y/o: look at mr charmed life : btw here is a pic of the sleeve work I’m having done before I go to bed early so I can skip dinner.
“Maybe I should volunteer an extra shift at work so I can have a free staff meal”
More like, 401k Or 40K???
If your company does a 401k match do what they will match. Put the rest of the money you want to save long term in either an Roth IRA (pay taxes on the way in, get the rest of the money out) or an IRA (money you pull out of here gets taxed on the way out.
I do the Roth IRA, but it really depends on whether you think tax rates will be higher or lower in the future is what my professor told me. I think they’ll be higher, so Roth for me.
Both kinds of IRA have a yearly contribution limit (max of $7000 in my case) depending on your age, and if you pull money out before you’re around 60 you lose some.
Hope this helps anyone who took the time to read it.
Unless you’re like, *actually* starving and homeless, you need to be putting away for retirement. At least the employer match. Otherwise you’re robbing from future you. Don’t be in your 40s looking back at your 20s like “dude I was a moron and now I have to save way more to catch up.” The time in the market is your best friend. $1 put in at 25 is $8 at 65 accounting for inflation and taxes.
Goddd enough with this generational self pity you guys are why Boomers all make fun of us. Not saying things are great right now but almost everyone my age is dumb as hell with money and even with their blessings like brand new modernized cars their parents bought for them and the endless money they spend on DoorDash and fast food it’s hard to feel sorry for anyone who isn’t even fucking trying to save or invest. Life sucks, being an adult sucks, every generation has had a unique problem being a young adult deal with it and be thankful you’re not drafted to chemical warfare and are born in statistically the safest and wealthiest time period.
Lol BS. I struggled at 25, my patents struggled att 25 and so did thiers. BS myth that everyone before this decade had thier shit together. Edit because im stoned and camt spell
So not true cause my kids in there 20s are investing now cause I taught them well. While its not alot its a great start.
my retirement plan is vibes and hoping for the best
Millennials:
The guy complaining about being hungry should be holding an empty Starbucks cup, wearing Gucci clothes, standing in front of a 2026 he’s financing at like 20% APR.
The investing couple is wearing 2nd hand/Walmart clothes, eating a frozen dinner, driving their “new” used car that they saved and paid cash for after taking the bus for years.
😂😂😂😂😂😂😂why is this so funny
Omg same sometimes I realize I forgot to take medication in the evening so I save it for tomorrow. So it takes longer before I have to buy more meds.
This is reality bro respect parents and save some money 🤑
Problem is sometimes you can’t fall asleep with an empty stomach.
he who sleeps does not eat!
Dosing HHCP and HHC on a somewhat daily basis, although since Saturday, it’s been consistently daily. Gonna have to start buying both in bulk online now because Tennessee wants to outlaw them altogether.
The point is that both of those cannabinoids have made it much easier for my autistic ass to relax and sleep. I also don’t care about eating much lately. I have no idea if this is actually divine intervention or the drugs.
“SHOULD”
1 meal a day makes the overdrafts go away