Everyone on Obamacare needs to check their 2026 premiums

    by yikesamerica

    35 Comments

    1. That is insane. This country is the most backward rich country there is. Billionaires are the only actual enemy of the people. 

    2. Full_Gear5185 on

      Fuckin grand a month for insurance, and these peckerhead americans will still be like: “whatever at least we dont have to wait for a doctors appointment like your communist country”

    3. How much is that person dropping into their HSA? That’s the only difference I can legitimately spot.

    4. Fake News!

      They want to give health insurance to illegals, FOX told me so! /S

      disingenuous shits all of them.

    5. The United States lags behind other developed nations in terms of health insurance. At this rate, no one will be able to afford the basic cost of living in the United States.

    6. RackCitySanta on

      i’d rather die (read: take care of myself as best i can) than have that sort of financial pressure on my life

    7. But, but… ACA needs $33 billion next year to keep tax credits and lower premiums. Trump is giving Argentina $20 billion, and Israel $12 billion–latter even has universal healthcare. Plus, the less spent on ACA subsidies, the more billionaire tax breaks Republicans can hand out, and they fund GOP campaigns and their high life. I’m sure you can understand the Republican position: most Americans aren’t as important as rich ones. Plus, they’re just gonna rig the elections again so the votes don’t really matter.

    8. I don’t understand why insurance companies would want this. Insurance companies are just machines designed to make money. That’s really all any businesses. Insurance companies make money from people paying premiums more than they pay out in claims. There are only two ways I can see this being a winning strategy for them. One is if the millions of people who pay out of pocket for their insurance, largely people who are retired or financially limited, either have the money to pay significantly more out of pocket. The other, unfortunately more likely, is that so many people fall off the insurance that their claims paid out overcome the massive loss in premiums.

      Realistically though, I think this would drive up health care costs for everyone and insurance companies still wouldn’t win out because hospital networks would close or have to charge more in order to stay afloat.

    9. Bulky-Internal8579 on

      As long as Apartheid Karen gets a trillion dollars, and dark skinned people suffer, it’s all worth it! – MAGA

    10. I’m in California so I think State subsidies will help slightly, but I’m still probably going to get reamed. I have a chronic condition and I need to start buying Silver tier insurance, but it might not even be worth it if the premiums are going to be triple what they were before. I might as well keep the high deductible Bronze plan and hope I don’t need an expensive procedure like I did this year.

    11. What’s the cost of penalty if you don’t have insurance, this point better to not just have insurance and go to the emergency room again. We’re back to where we were before Obamacare. Dumb fucking country.

    12. KindRoute6625 on

      It’s the 4th quarter and most companies are working on annual benefits enrollment for the new year. Get ready for sticker shock and basically poor to no choices.

    13. I’ll be honest I thought that was yearly and figured “that’s brutal, a 300% increase is insane but ultimately I guess it’s a tolerable amount of money”.

      Then I saw “monthly”. Holy crap.

    14. If I’m understanding this correctly… $11,500 a year on insurance for a $65,000 income? Holy shit.

    15. ImpressAgitated on

      A retiree from my job said Blue Cross sent him a letter saying blue cross advantage will be no longer be a thing,premiums went up too ….he’s been retired for 12 years and came back to weld because he needs money…he is 69 yrs old.

    16. Cautious_Maximum_870 on

      My company just had a recent all company meeting and they talked to us about how all our insurance premiums are going up and not slightly. We’re in Tennessee. This sucks

    17. DONALDJONSUPPLE on

      Billionaires need more private jets and super yachts. Have you no decency, sir? Think of the billionaires!!

    18. Blknyt_eclipsedmoon on

      That graphic alone is the reason why Democrats need to hold firm. All the price increases since Trump took over are only hurting regular citizens. It’s unconscionable that the price increases that graphic could more than triple and Republicans think we should just sit there and take it along with the higher prices from tariffs.

    19. Add in the fact that there will be no subsidy to offset this. So there are a lot of us that will go without.

    20. Dems should just let it happen and make sure to run a campaign on why it is happening

    21. I work in health insurance sales (I know, please direct your vitriol to my DMs). The amount of people I get on the phone who tell me they make very little income and/or have a laundry list of pre-existing conditions but “don’t want that Obamacrap” is astounding.

    22. Fucking crazy. One reason why there should be universal healthcare. This Georgian (and the rest of us) deserve to have the taxes we already pay cover 100% of our healthcare. Our taxes are good enough to pay for senators and representatives healthcare so it should be good enough to pay for ours.

    23. Pitiful-MobileGamer on

      A Canadian on Universal Health Care would pay $15,000 annually in tax and have all our social umbrella and full access to healthcare system.

      Your annual premiums before deductibles and copay on that bronze plan look to be almost $12,000, that’s before your city and state deductions.

    24. Gay_Giraffe_1773 on

      At that point you just float free without insurance and pay with cash for everything. And if you have a catastrophic incident, you just declare bankruptcy or <redacted by Reddit>

    25. I would be screaming in the streets if this was me. Americans need to start doing so en masse, or else this regime is just going to keep taking and taking and taking.

    26. Shit we are paying $734 each for a gold plan and we are in our early 50s. Husband and I are about to get hosed.

    27. It looks like the old plan was regular health insurance and the new one would be HSA health insurance. Every time I review my own options for health insurance the HSA plan premiums are always lower that the regular plan premiums. So if the new plan was also for regular health insurance the premiums would probably be even higher still.

      Then when you factor in the fact that you have to spend your deductible on the HSA plan before it starts to cover anything. So $16,572 on the new plan including the deductible versus $3,686 for the old plan.

      Ouch.

    28. I just learned that my employer-based insurance will go up by about $55/month. I’ll be paying $500/month to cover myself and my kiddo. Of course, not counting deductibles, copays, etc.

      I would be *overjoyed* to pay that, and even a bit more, for a tax increase that would fund universal health care.

      Health care that is not dependent on what your employer can (or is willing to) provide.

      Health care where you don’t have to worry about whether a provider is “in network” or not, and then get blindsided by a 5-figure bill when the anesthesiologist for your surgery turns out to be “out of network.”

      Health care that isn’t the leading cause of bankruptcy in the U.S.

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