Why would anyone need those, anyway? A bank-issued debit card will do you just fine in many situations.
matthra on
Glad I’m not in a tax bracket where I would need one of these.
pr1ceisright on
Curious if anyone has a card from the right of the graphic, care to for a quick review? I have one from the left and it was amazing for years until they changed the rewards. now I’ll be cancelling before it renews.
D_zee315 on
The Mastercard Gold Card isn’t invite-only.
CE94 on
What is the difference between a standard credit card and those stupidly expensive ones?
Th3Batman86 on
I have 3 CCs. All with no annual fees. They work fine
13374L on
I have the lowest one, the venture x. It is 395/yr but you get 10000 points each year when you renew l, which is worth $100 in travel booked through their site. You also get $300 in travel credit redeemable on any travel expense. So before you even get to the other benefits, there’s $400 to offset the fee.
nluck on
jpm reserve fee is $795, same as CSR
source: my billing statement
SimpleSimon665 on
Missing the Citi Executive World Elite Mastercard
[deleted] on
[deleted]
devicehigh on
What are the benefits of these cards?
Edit: apologies I see someone else asked this and was answered. Please ignore
Emergency-Skirt-5886 on
If anyone is looking for great rates, check out your local credit union.
choco_pi on
JP Morgan Reserve is $795; it’s just an alternate, invite-only version of the Sapphire.
The LC cards (“Gold”, “Black”) are kind of a joke and not taken seriously by anyone familiar with credit cards. They aren’t even technically Mastercard’s highest tier category now.
Bilt Palladium is $495–setting aside all their questionable rollout and customer service, it’s a really competitive card on paper.
United Club Card is $695. Atmos (Alaska Airlines) has a $395 card. UBS has a branded Visa Infinite for $650. Some other investment firms have badged versions of the Amex Plat. Some regionals like Truist are starting to dabble in high end cards.
Otherwise this is a complete list, according to the tiers of cards laid out by Visa/MC/Amex themselves. Those tiers are what enforce a major drop in benefits/cost between these and the middle tier of rewards cards.
Forsaken_Insurance92 on
Fun Fact: BoA will usually waive the fee for the elite card if you’re a private branch customer.
bananasplits on
You’re missing Delta Reserve Amex as well. ($650)
15 Comments
Why would anyone need those, anyway? A bank-issued debit card will do you just fine in many situations.
Glad I’m not in a tax bracket where I would need one of these.
Curious if anyone has a card from the right of the graphic, care to for a quick review? I have one from the left and it was amazing for years until they changed the rewards. now I’ll be cancelling before it renews.
The Mastercard Gold Card isn’t invite-only.
What is the difference between a standard credit card and those stupidly expensive ones?
I have 3 CCs. All with no annual fees. They work fine
I have the lowest one, the venture x. It is 395/yr but you get 10000 points each year when you renew l, which is worth $100 in travel booked through their site. You also get $300 in travel credit redeemable on any travel expense. So before you even get to the other benefits, there’s $400 to offset the fee.
jpm reserve fee is $795, same as CSR
source: my billing statement
Missing the Citi Executive World Elite Mastercard
[deleted]
What are the benefits of these cards?
Edit: apologies I see someone else asked this and was answered. Please ignore
If anyone is looking for great rates, check out your local credit union.
JP Morgan Reserve is $795; it’s just an alternate, invite-only version of the Sapphire.
The LC cards (“Gold”, “Black”) are kind of a joke and not taken seriously by anyone familiar with credit cards. They aren’t even technically Mastercard’s highest tier category now.
Bilt Palladium is $495–setting aside all their questionable rollout and customer service, it’s a really competitive card on paper.
United Club Card is $695. Atmos (Alaska Airlines) has a $395 card. UBS has a branded Visa Infinite for $650. Some other investment firms have badged versions of the Amex Plat. Some regionals like Truist are starting to dabble in high end cards.
Otherwise this is a complete list, according to the tiers of cards laid out by Visa/MC/Amex themselves. Those tiers are what enforce a major drop in benefits/cost between these and the middle tier of rewards cards.
Fun Fact: BoA will usually waive the fee for the elite card if you’re a private branch customer.
You’re missing Delta Reserve Amex as well. ($650)