General
- Profile: Brazilian, 31yo, man, Engineer (with a high salary for the country)
- Currency: R$ 5.40 ≈ US$ 1
- Assets: Over R$ 1 million in savings, own an apartment, and no car (I ride my bike to work, about 15 minute).
- Financial Strategy: I’m following the FIRE strategy
2025 Overview
- 2025 was easy in terms of saving. I was very busy with work, couldn't take a proper vacation, I didn't have a girlfriend (not uncommon).
- No major purchases this year. In 2023, I got a new phone, new laptop and travel to Germany. In 2024, I furnished my apartment and travel to Italy. In 2025 the most expensive individual thing (besides tax) was € 116 to renew my passport.
- I worked a lot this year, and had almost free lunch/dinner at work. With many overtime and weekend work, I often stayed for dinner.
- I was able to save 69% of my total earnings this year, more than usual.
Goals for 2026
- This year I plan to save less, double my "General" expenditures. I want to invest in entrepreneurial ideas and make time to travel to Spain to see the solar eclipse.
by _Ugly_Naked_Guy_
1 Comment
Wow outstanding savings. At 31 yo you’re getting almost your wage in investment returns. Even if returns are better than normal, you’re definitely on the correct path to financial independence. It looks like this year has been very busy for you, feel welcome in Spain when you come for deserved vacations.